Travel insurance abroad at 25% off

How does it work?

1. Fill in your details — Name, phone and email — less than a minute. You don't need to book anything with us.
2. Get a link by email — We send you a personal discount link. The link is valid for 3 days.
3. Buy on Clal's website — Click the link, choose the cover that suits you and pay Clal directly — with the discount already applied.

Har Tayarut — kosher ski holidays in Europe

For decades we have been organizing ski holidays, vacations and tours for the kashrut-observant public. Our own kosher hotel in the heart of the Dolomites, more ski destinations across Europe, and personal support from the first call until you are home. We also have an especially good-value package — just ask.

• Kosher ski in the Dolomites — Our kosher hotel in Canazei, Italy — right on the Dolomiti Superski slopes.
• Kosher ski in La Plagne — A kosher ski holiday in the French Alps.
• Kosher ski on Hanukkah — Hanukkah week on the snow — candle lighting every evening, a kids club and skiing for the whole family.

Price comparison: ski travel insurance

We checked what travel insurance with a ski extension costs at the five largest insurers, in three common situations. Here is how it came out: Checked on 14.10.2026.

Couple, aged 30 — Italy — A ski week: 7 days, skiing every day

• Through Har Tayarut: $86.10 (instead of $114.80 — Clal's regular price)
• Migdal: $123.76
• Harel: $165.20
• Phoenix: $171.02
• PassportCard: $182.00

You save $37.66 (30%) compared with the next-cheapest offer

Family with 3 children — Val Thorens, France — 6 days, 5 of them skiing · parents aged 45, children aged 9, 13 and 17

• Through Har Tayarut: $158.82 (instead of $211.76 — Clal's regular price)
• Migdal: $234.63
• Harel: $306.50
• Phoenix: $312.59
• PassportCard: $340.00

You save $75.81 (32%) compared with the next-cheapest offer

Solo skier, aged 35 — Switzerland — 8 days, 6 of them skiing

• Through Har Tayarut: $39.63 (instead of $52.84 — Clal's regular price)
• Migdal: $57.22
• Harel: $75.40
• Phoenix: $77.73
• PassportCard: $84.00

You save $17.59 (31%) compared with the next-cheapest offer

Prices checked on 14.10.2026 on the SuperMarker (TheMarker) comparison site: for all travellers and the whole trip, including the winter-sports extension, search & rescue and third-party liability, with no medical condition. Our price is Clal's regular price minus 25%. Prices change; the final price is shown on Clal's website at purchase.

Ski travel insurance: why you must add winter-sports cover

Basic travel insurance usually does not cover injuries while skiing or snowboarding. To be covered on the slopes you need to add a winter-sports extension to your policy — without it, a skiing accident can become an entirely private expense.

Ski injuries are more common than people think: sprains, fractures and knee injuries are part of the daily routine at ski-resort clinics. Rescue from the slope, an ambulance or helicopter evacuation, X-rays, surgery and a hospital stay can reach thousands of euros, sometimes more. With a winter-sports extension, these costs are covered under the policy terms.

What should you check in a winter-sports extension?

• Mountain rescue and evacuation: including helicopter evacuation, which is routine at European ski resorts.
• Medical treatment and hospitalization: from the resort clinic to the hospital, including surgery if needed.
• Off-piste skiing: if you ski off-piste, check that it is covered; many policies exclude it.
• Ski equipment: skis, boots and snowboard, rented gear included, if you want them insured.
• Lost ski days: whether unused ski-pass and lesson days are refunded after an injury or illness.
• Third-party liability: in case you injure someone else on the slope.

The 25% discount applies to every type of travel insurance — the winter-sports extension included. And since the ski extension is exactly what makes a policy more expensive, that is where the saving counts most. When you buy on Clal's website through our link, choose the winter-sports extension at the cover stage — the discount applies to it too.

Why do you need travel insurance abroad?

An illness, an accident or a cancelled flight can turn a holiday into a heavy expense. Medical treatment abroad is very expensive, and a hospital stay or a medical flight home costs far more. Travel insurance covers these costs, as well as trip cancellation or curtailment, lost baggage and more — depending on the policy you choose.

Going skiing? Note that standard travel insurance does not always cover winter sports. Make sure your policy includes a ski extension, ideally with mountain rescue too.

What should you check before buying travel insurance?

• Medical expenses: how much the policy covers, and whether it includes hospital stays and a medical flight home.
• A pre-existing condition: if you have an illness or ongoing treatment, check that it is covered and on what terms.
• Skiing and extreme sports: most policies need them added as an extension.
• Cancelling or cutting the trip short: when you are refunded, and up to what amount.
• Baggage and equipment: suitcases, phone and laptop, if you want them insured.
• Every traveller, every day: children included, from the day you leave until you are home.

Frequently asked questions

Where is ski travel insurance cheapest?

In a comparison we ran on 14.10.2026 on the SuperMarker (TheMarker) comparison site, Clal travel insurance through Har Tayarut came out the cheapest of the 5 largest insurers in all 3 ski scenarios we checked — at least 30% below the next-cheapest insurer. The 25% discount applies to the whole policy, the winter-sports extension included.

Where can I buy Clal travel insurance at a discount?

Through Har Tayarut: fill in your details on this page, receive a personal link by email, and buy the insurance directly on Clal's website at 25% off. The benefit is open to everyone travelling abroad.

How can I save on travel insurance?

Buy only the cover you really need, insure exactly the days of your trip, compare before you buy — and use discounts such as Har Tayarut's 25% off Clal travel insurance.

Does regular travel insurance cover skiing?

Usually not. An injury while skiing or snowboarding is covered only if a winter-sports extension was added to the policy — something to check before you fly, not after.

What insurance do I need for a ski holiday?

Travel insurance with a winter-sports extension that includes mountain rescue and evacuation (helicopter too), medical treatment and hospitalization. Skiing off-piste? Make sure that is covered as well. Through Har Tayarut you get 25% off the whole Clal policy — the ski extension included.

How much do rescue and treatment cost after a ski accident without insurance?

Rescue from the slope, evacuation and medical treatment in Europe can reach thousands of euros, and with surgery and a hospital stay even more. Without suitable insurance, the whole cost falls on the traveller.

Do I need to book a holiday with Har Tayarut to get the discount?

No. The discount is open to everyone travelling abroad — any destination, any purpose, even if you booked the trip itself elsewhere. All you need is to fill in your details and join our customer list.

Who sells the insurance?

The insurance is bought directly from Clal Insurance, on Clal's website and under its policy terms. Har Tayarut is not an insurance agency and is not a party to the policy.

Why do I need to leave my details?

That is how the benefit works: joining the Har Tayarut customer list gets you a personal discount link, as well as updates on holidays and offers. You can unsubscribe at any time.

The link has expired — what now?

Fill in the form again with the same email and you will get a new link within a minute.

Can I pass the link to a friend?

The link is personal. Friends who want the discount are welcome to fill in the form themselves — it takes less than a minute.

Does the discount also apply to ski insurance?

Yes. The 25% discount applies to every type of Clal travel insurance, extensions included — the winter-sports extension for skiing too, which is exactly what makes a policy more expensive. The discounted price is shown on Clal's website when you buy.